Hi Maureen,
I have now added this terrific exercise as number 47 in the list at http://www.myforwardsteps.com/2009/08/28/50-free-personal-development-gifts
Thanks for using Bearhug for your question. This information may now help someone else.
Have a top day. Cheers, Thea :)
P.S. Just realized I gave a Membership link, here's a link for anyone who's not a Member at My Forward Steps... http://www.forwardsteps.info/WriteRealCheque